Business Math

Preface
Chapter 1: Fundamentals
1.1 Numbers
1.2 Operations
1.3 Graphs
1.4 Averages
1.5 Proportions
Chapter 2: Percents
2.1 Interpretation of Percents
2.2 Percent Conversions
2.3 Basic Percent Problems
2.4 Percent Change
2.5 Compounding of Percents
Chapter 3: Payroll
3.1 Salaries and Wages
3.2 Commission and Piecework
3.3 FICA and FUTA
3.4 Withholding for Income Tax
3.5 After Taxes
Chapter 4: Retailing
4.1 Profitability
4.2 Trade Discounts
4.3 Cash Discounts
4.4 Markups
4.5 Shrinkage
4.6 Markdowns
4.7 Sales Taxes
4.8 Income Statements
Chapter 5: Asset Values
5.1 Balance Sheets
5.2 Inventory
5.3 Basic Depreciation
5.4 Accelerated Depreciation
5.5 Ratio Analysis
Chapter 6: Simple Interest
6.1 The Interest Formula
6.2 Finding Principal, Rate, or Time
6.3 Adding Interest
6.4 Discount Interest
6.5 Rates
6.6 Applying Loan Payments
Chapter 7: Time Value of Money
7.1 TVM Variables
7.2 Lump Sum Deposits
7.3 Savings Plans
7.4 Savings Withdrawals
7.5 Loans
Chapter 8: Financial Issues
8.1 Total Interest
8.2 Effective Rates and the APR
8.3 Rates of Return and APY
8.4 Present Worth
8.5 Effects of Inflation
Appendices
Withholding Tax Tables
Table of Days
Formulas for Compound Interest and Annuities
Answers to Selected Exercises
Index