Broken Dealer

CARMINE CORINO, Certified Financial Planner™, is the visionary behind Cornerstone Planning Group, a national wealth management firm dedicated to empowering clients and advisors to craft secure futures. Departing from the corporate constrained environment to establish an independent RIA, Carmine has steadfastly pursued an ethos of Impact and continues to enrich the lives of his clients and liberate other advisors from restrictive corporate settings. He champions collaboration and prioritizes personal development, regularly engaging with multiple business coaches and mastermind groups across the nation. Apart from his professional pursuits, Carmine embodies the essence of a true fitness enthusiast. Whether he's pounding the pavement, swimming laps in the pool, or pushing weights in the gym, Carmine dedicates himself to physical fitness to enhance his capabilities as an advisor and enrich his roles as a husband, father, and individual. Above all, his utmost happiness comes from embarking on adventures around the world alongside his wife Alexis and their two children, Mia and CJ. DAREN BLONSKI, CFP® is the co-founder and Managing Principal of Fermata Advisors/ Sonoma Wealth Advisors. He is a learner, educator, and entrepreneur. With a Master of Arts in Psychology from Sonoma State University, he is deeply connected to helping clients take their lives to the next level. His clients see him as a coach, operating in the realm of financial planning. Working with clients across the life-stage spectrum, he focuses particularly on assisting entrepreneurs looking to soak up life. Coupling his experience with traditional markets, Daren specializes in helping clients who value Bitcoin and other cryptos to build diversified investment strategies. A life-long learner. Daren is a CERTIFIED FINANCIAL PLANNER™, an Accredited Investment Fiduciary™, a Certified Retirement Planner Specialist™, a Certified Exit Planning Advisor™ a Certified Retirement Planning Counselor™, an Accredited Asset Management Specialist™, a Smartvestor Pro™ with Dave Ramsey, a Certified Digital Asset Advisor™, and has received his certificate in Blockchain and Digital Assets from the Digital Assets Council of Financial Professionals. He is deeply committed to the pursuit of lifelong learning. As a lifelong resident of Sonoma County, if there is a race to be run, a weight to be lifted, a mountain to be climbed, Daren is all in. He loves the outdoors, fishing, and Red Sox Baseball. He spends his spare time pursuing his physical and mental agility through various outdoor and physical health related activities. With all this said, Daren’s greatest joys are his three children: Brooklyn, Bryton, and Brady.

Acknowledgments
Introduction

Chapter 1: Are You Prepared to Go Down This Road?
Chapter 2: Breaking Down the Business Models
Chapter 3: Start Your Own or Bolt On?
Chapter 4: How Are You Really Getting Paid?
Chapter 5: Building Your Plan: How and When
Chapter 6: Messaging
Chapter 7: What to Expect

About the Authors
Endnotes