In modern finance, academic scholars face a pressing dilemma - how to grapple with the sweeping influence of Information and Communication Technology (ICT). As ICT continues to transform financial practices, transactions, and data analysis, scholars are confronted with the daunting challenge of comprehending and navigating this rapidly changing terrain. Moreover, the disruptive potential of ICT introduces a range of intricate issues, including cybersecurity vulnerabilities, ethical quandaries, and privacy concerns. In the absence of a comprehensive guide, scholars find themselves adrift, searching for direction amidst the tumultuous waves of the digital revolution. Transforming the Financial Landscape With ICTs is a beacon of knowledge amid the turbulence of ICT-driven financial transformation. This meticulously curated book presents a vast array of research papers and case studies that delve deep into the multifaceted impact of ICT on the finance sector. It not only illuminates the path forward but also underscores the positive potential of embracing ICT as a catalyst for progress, championing efficiency, transparency, and inclusivity within finance. This book offers a comprehensive exploration of the digital financial landscape, covering a broad spectrum of topics, from online banking to blockchain, AI-powered chatbots to big data analytics. It provides a holistic view of how ICT is reshaping finance. Bridging the gap between theory and practice provides actionable insights that are invaluable for both scholars and practitioners, facilitating a deeper understanding of ICT's real-world applications. Beyond mere exposition, this book critically examines the challenges and risks associated with the ICT revolution in finance, addressing issues such as cybersecurity, privacy, and ethics, thereby equipping scholars with a well-rounded perspective. Transforming the Financial Landscape With ICTs is more than a book; it is a roadmap for academic scholars seeking to navigate the uncharted territory of ICT's impact on finance. By offering both theoretical foundations and practical guidance, it empowers scholars to confront the challenges and seize the opportunities presented by the digital era, ensuring they remain at the forefront of financial research and innovation.
Dharmendra Singh is an associate professor and program head (Finance) at Modern College of Business and Science, Muscat (Oman). With an extensive professional background spanning 24 years, he brings a wealth of experience to finance education. He has a Ph.D. in Finance, professional certifications as a Certified Financial Planner (CFP), and an associate diploma in life insurance. He has a strong publication record, with numerous articles and research papers published in reputable international and refereed journals. His research interests span across banking, corporate finance, and entrepreneurship. In addition, he has published two edited books with reputable publishers that are listed in Scopus. Dr. Garima Malik is an Assistant Professor of Marketing at Birla Institute of Management Technology, Greater Noida. She is a Fellow of the Xavier School of Management, XLRI Jamshedpur, India, and a recipient of the K.V. Raju Gold Medal granted to an exceptional Ph.D. student. She has more than twenty years of academic experience. Her research interests span various areas, including gamification, marketing analytics, customer engagement, destination marketing, and gaming marketing experience. She authored more than 80+ research papers. In addition to her research contributions, Dr. Malik has authored five books, two of which are textbooks, and four are case study books.
