Personal Finance

Dr. Jack Kapoor is a Professor of Business and Economics in the Business and Services Division. Dr. Kapoor has taught Business and Economics at College of DuPage since 1969. He received his B.A. and M.S. from San Francisco State College and his Ed.D. from Northern Illinois University. Professor Kapoor was recently awarded the Business and Services Division's Outstanding Professor Award for 1999-2000. Dr. Kapoor is known internationally as a co-author of several textbooks including BUSINESS: A PRACTICAL APPROACH (Rand McNally), BUSINESS (Houghton Mifflin), and the forthcoming SMALL BUSINESS MANAGEMENT (Richard D. Irwin/McGraw-Hill). Les Dlabay teaches in the Department of Economics and Business at Lake Forest College, Lake Forest, Illinois. Over the past 25 years, he has taught more than 30 different courses in high school, community college, university, adult education, and teacher preparation programs. Dr. Dlabay has developed a wide variety of textbook materials, student activity guides, instructor manuals, testing programs, audio-visual materials, and software packages in the areas of Personal Finance, Consumer Economics, and International Business. Dr. Dlabay has served as a consultant to corporations, educational institutions, and government agencies. He has presented more than 140 workshops and seminars in over 20 states to encourage teachers to actively involve students in the learning process with video presentations, newsletters, interviews, and Internet research activities.

Part I Planning Your Personal FinancesCh. 1 Personal Financial Basics and the Time Value of MoneyAppendix: The Time Value of Money Ch. 2 Financial Aspects of Career PlanningAppendix: Resumes, Cover Letters, and InterviewsCh. 3 Money Management Strategy: Statements and BudgetingCh. 4 Planning Your Tax Strategy Part II Managing Your Personal FinancesCh. 5 Financial Services: Savings Plans and Payment AccountsCh. 6 Introduction to Consumer CreditCh. 7 Choosing a Source of Credit: The Cost of Credit Alternatives Part III Making Your Purchasing DecisionsCh. 8 Consumer Purchasing Strategies and Legal ProtectionCh. 9 The Housing Decision: Factors and Finances Part IV Insuring Your ResourcesCh. 10 Property and Motor Vehicle InsuranceCh. 11 Health, Disability, and Long-Term Care Insurance Ch. 12 Life Insurance Part V Investing Your Financial ResourcesCh. 13 Investing FundamentalsCh. 14 Investing in StocksCh. 15 Investing in BondsCh. 16 Investing in Mutual FundsCh. 17 Investing in Real Estate and Other Investment Alternatives Part VI Controlling Your Financial FutureCh. 18 Starting Early: Retirement PlanningCh. 19 Estate Planning AppendixesA.Financial Planners and Other Financial Planning Information SourcesB.Consumer Agencies and OrganizationsPersonal Financial PlannerEndnotesIndex