The Next Frontier in SME Ratings

Saveshen Pillay is the Chief Executive Officer of Credit Rating Analytics. He holds a master's degree in International Banking & Finance (Cum Laude), a Post Graduate Diploma in Finance, Banking & Portfolio Management, a B. Com Degree in Economics and has completed level 2 of the CFA program. He has led numerous high-level credit rating projects and has worked closely with various divisions within the United Nations, the African Union, the International Finance Corporation, and other key philanthropic organisations. Saveshen's company has recently contributed to the United Nation's annual development report on Africa. This report provided insights into how the SME credit rating concept can be used to proliferate funding opportunities within the supply chain finance space and increase transparency within this lending channel. His company also completed a major World Bank Group project related to the SME credit rating industry, and he served as the lead author on the final publications. That specific project was geared towards increasing the awareness of SME credit ratings and coming up with solutions to make it more widely available. Saveshen also serves as an independent director at a subsidiary of one of the world's largest credit rating agencies.

Chapter 1- Introduction.- Chapter 2- An Overview of The SME Industry.- Chapter 3- An Introduction to the "SME Rating", And Specific "SME Credit Rating" Concepts.- Chapter 4- The benefits of SME ratings.- Chapter 5- An Introduction to The Public Sector Model.- Chapter 6- Practical Applications Of The Public Sector SME Credit Rating Model And Its Associated Benefits.- Chapter 7- Bringing The Public Sector SME Credit Rating Concept into Fruition.- Chapter 8-Creating a private sector credit rating industry.- Chapter 9- An Introduction To The SME Ecosystem Model Approach.- Concluding Remarks.