Inheritocracy

Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad, is a provocative and eye-opening analysis of how parental support is the real economic story of the 21st century.

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Many of us grew up believing in a meritocracy, where hard
work brings rewards. Go to university, get a job, put in the hours and things
will be OK. That’s what we were told – but the reality is that life chances and
opportunities are no longer shaped by what we learn or earn but by whether we
have access to the Bank of Mum and Dad. We’re living in an inheritocracy, where
parental support is what matters most – whether that’s covering the cost of
university, stumping up for a house deposit or helping with childcare. And
let’s be honest, this isn’t something we like to talk about with our friends,
families or as a society. It’s a modern taboo.



In these pages, generational expert Eliza Filby explores
the emergence of this inheritocracy through her own life story, revealing how
her family’s financial circumstances shaped everything from her education to
her dating life, from her career to her class identity. Inheritocracy is
a thought-provoking and candid blend of memoir and cultural commentary, told
through Eliza’s humorous and insightful voice.



With trillions of pounds set to be passed down the
generations over the next two decades, a significant divide is emerging between
those who can rely on family wealth and those who can’t. Inheritocracy
offers a fresh, captivating and honest look at our recent past and a future
that will be shaped – for better or worse – by family fortunes.