Personal Finance For Dummies (eBook)

Eric Tyson is a nationally recognized personal finance counselor, writer, and lecturer. He has been featured in hundreds of press outlets, including Newsweek, The Wall Street Journal, Los Angeles Times, Chicago Tribune, Forbes, and Money. He has appeared on NBC's Today Show, ABC, CNBC, PBS Nightly Business Report, and CNN.

Introduction 1

Part 1: Getting Started with Personal Finance 5

CHAPTER 1: Embracing Financial Literacy 7

CHAPTER 2: Establishing a Financial Foundation 21

CHAPTER 3: Measuring Your Financial Health 31

CHAPTER 4: Establishing and Achieving Goals 51

Part 2: Spending Less, Saving More 73

CHAPTER 5: Managing Where Your Money Goes 75

CHAPTER 6: Dealing with Debt 87

CHAPTER 7: Reducing Your Spending 105

CHAPTER 8: Managing and Reducing Your Taxes 135

Part 3: Building Wealth through Investing 159

CHAPTER 9: Considering Important Investment Concepts 161

CHAPTER 10: Understanding Your Investment Choices 189

CHAPTER 11: Investing in Funds 211

CHAPTER 12: Investing in Retirement Accounts 227

CHAPTER 13: Investing in Taxable Accounts 249

CHAPTER 14: Investing for Educational Expenses 263

CHAPTER 15: Investing in Real Estate: Your Home and Beyond 277

Part 4: Insurance: Protecting What You Have 317

CHAPTER 16: Insurance: Getting What You Need at the Best Price 319

CHAPTER 17: Insurance on You: Life, Disability, and Health 337

CHAPTER 18: Covering Your Assets 363

Part 5: Where to Go for More Help 377

CHAPTER 19: Working with Financial Planners 379

CHAPTER 20: Using Technology to Manage Your Money 397

CHAPTER 21: Consuming Financial Content 411

Part 6: The Part of Tens 419

CHAPTER 22: Survival Guide for Ten Life Changes 421

CHAPTER 23: Ten Tactics to Thwart Identity Theft and Fraud 437

Glossary 443

Index 457