Youth Employment Insecurity and Pension Adequacy

Edited by Dirk Hofäcker, Professor of Quantitative Research Methods, Institute for Social Work and Social Policy, University of Duisburg-Essen, Germany and Kati Kuitto, Senior Researcher, Finnish Centre for Pensions, Finland

Contents:

Preface viii
1 Introduction to Youth Employment Insecurity and Pension Adequacy 1
Dirk Hofäcker and Kati Kuitto

PART I LABOUR MARKET RISKS, PENSION SYSTEMS AND OLD
AGE SECURITY
2 Youth and pensions in a European comparison – how pension systems
consider early adulthood and life course uncertainties 15
Susan Kuivalainen, Antti Mielonen and Niko Väänänen
3 The impact of discontinuity – how unemployment shapes outcomes in
voluntary pension schemes 31
Dina Frommert
4 Self-employment and the risk of poverty in old age – what’s the role of
pension systems in Europe? 50
Julia Höppner
5 Manifesting future disadvantage – class, gender and pension accrual of
the low-educated young in Europe 70
Traute Meyer
6 Employment in youth and pension accumulation in Finland – how
recent pension reforms account for early career employment 91
Ilari Ilmakunnas and Kati Kuitto
7 Labour market insecurities of younger couples and homeownership in
later adulthood in Germany: how important is couples’ and gendered
risk aversion in the decision process? 106
Sophia Fauser and Sonja Scheuring

PART II ATTITUDES TOWARDS PRIVATE PENSIONS AND
RETIREMENT SAVING BEHAVIOUR
8 The social, cultural and economic influences on retirement saving for
young adults in the UK 127
Ellie Suh and Hayley James
9 Attitudes of young workers towards the private pension system in Turkey 146
Müge Gülmez Korkmaz
10 Youth informal employment in Arab States – exclusion and exit 163
Walid Merouani

Index