Essentials of Insurance

SECTION 1: RISK AND INSURANCE: The Problem of Risk; The Insurance Device; Risk Management; The Fields of Insurance; The Private Insurance Industry; Regulation of the Insurance Industry; Functions of Insurers; The Legal Framework; SECTION 2: LIFE AND HEALTH INSURANCE: Managing Personal Risks; Social Insurance Programmes; Introduction to Life Insurance; Life Insurance Contracts; Special Life Insurance Forms; Buying Life Insurance; Managing the Retirement Risk; Health Insurance: Disability Income Insurance; Health Insurance: Coverage for Medical Expenses; SECTION 3: PROPERTY AND LIABILITY INSURANCE: The Homeowners Policy; Other Personal Forms of Property Insurance; Negligence and Legal Liability; General Liability Insurance for the Individual; Automobile and Its Legal Environment; Personal Auto Policy; Commercial Property and Liability Coverages; Insurance in the Future.