Consumer Credit Fundamentals

STEVEN FINLAY is an expert in consumer credit and credit risk management, with over fifteen years experience of working within the financial services industry and academia. During the course of his career he has worked on numerous projects in conjunction with almost every major credit granting institution in the UK. He is currently a research fellow at Lancaster University, UK.

Preface Introduction Products and Providers The History of Credit Ethics in Lending Legislation and Consumer Rights The Economics of Credit and its Marketing Credit Granting Decisions Credit Reference Agencies Credit Management Appendix A: The Calculation of Interest and APR Bibliography