Third International Conference on Credit Analysis and Risk Management

Joseph Callaghan has been a faculty member at Oakland University since 1982, where he was promoted to Professor of Accounting in 2002. Joe graduated from the University of Illinois with a doctorate in Accountancy. His research includes valuation using financial accounting information, capital markets studies, accounting information systems and financial risk measurement and analysis. Joe also serves as a consultant for businesses in the areas of systems development, financial analysis, and risk assessment.Austin Murphy received his PhD in Finance from the University of Georgia in 1984, and has been a Professor of Finance at Oakland University ever since. He has published over 75 articles published in peer-reviewed finance journals, in addition to over a dozen books (including seven editions of his Scientific Investment Analysis, which includes a practical method for subjectively evaluating the credit of a company). Hong Qian received her PhD in Finance from the Pennsylvania State University in 2006, and is an Associate Professor of Finance at Oakland University. Her research includes equity issuance, management buyouts, analyst forecasts and recommendations. She is a CFA charter holder and a member of the CFA Society of Detroit.