Technological Innovation in Retail Finance

Bernardo Bátiz-Lazo has studied economics (at ITAM, Mexico and Autonoma de Barcelona, Spain), history (Oxford) and received a doctorate in business administration (Manchester Business School). He joined Leicester in January 2007 and was elected to the council of the Association of Business Historians in 2008. He is a member of the Editorial Board of Business History, Journal of Management History and Economic History of Developing Regions. Carles Maixé-Altés has studied both economics and history at the University of Barcelona, where he later received a doctorate in economic history (cum laude). He is currently senior lecturer in economic history at the Department of Applied Economics, University of La Coruña. His publications include some books as well as monographs in Journal of International Money and Finance, Accounting, Business & Financial History, Journal of Management History, Revista de Historia Industrial, etc. Paul Thomes studied in Saarbrucken and Edinburgh. He received his doctorate in 1984, following his work on the history of the Prussian Savings banks and a Habilitation in 1992. Since 1995, he has held the chair for economic and social history at RWTH Aachen University. His major publications since 2000 include 1804-2004. 200 Jahre mitten in Europa and other books. He is Managerial Editor of Bankhistorisches Archiv. Banking and Finance in Historical Perspective, etc.

@contents: Introduction 1. In Digital We Trust: The Computerisation of Retail Finance in Western Europe and North America. Part I. Digitalizing Commercial Banks. 2. From Prehistory to the History of Computers in Banking: Mechanization of Data Processing and Accounting Methods in French Banks, Circa 1930-1950. 3. Britain’s First Computer Centre for Banking: What Did This Building Do? 4. Technical and Organizational Change in Swedish Banking, 1975-2003. 5. Computerization of Commercial Banks and the Building of an Automated Payments System in Mexico, 1965-1990. Part II – Digitalizing State, Mutual and Savings Banks. 6. Is There an ICT Path in the German Savings Banking Industry? (C. 1900-1970s) 7. Organizational Change and the Computerization of British and Spanish Savings Banks, Circa 1950-1985. 8. Techno-Nationalism, the Post Office and the Creation of Britain’s National Giro. 9. Rabobank: An Innovative Dutch Bank, 1945-2000. Part III: Socio-Historical Aspects of Digitalization. 10. The Automated House: The Digitalization of the London Stock Exchange, 1955-1990. 11. Historicizing Consumer Credit Risk Calculations: The Fair Isaac System of Commercial Scorecard Manufacture, 1957 – C. 1980. 12. Electronic Value Exchange: Origins of the Visa Electronic Payment System. 13. Retail Banking and the Dynamics of Information Technology in Business Organizations.