Plunkett's Insurance Industry Almanac

Jack W. Plunkett is CEO & Publisher of Plunkett Research, Ltd., a Houston-based provider of market research and industry information in printed and electronic formats. Plunkett's client list includes 10,000 leading corporations, universities and government agencies worldwide. Plunkett's research products are distributed electronically through subscriptions to its website and around the globe by major booksellers and news distributors. Jack Plunkett's work has been widely covered by hundreds of magazines, newspapers and broadcast stations, including stories in USA Today and Inc. Magazine. Plunkett is frequently interviewed as an expert source by publications such as Newsweek, The Wall Street Journal, The New York Times and Investor's Business Daily, media outlets such as NPR's Marketplace, ABC, and CBS Marketwatch, as well as local and regional newspapers and national columnists.

PLUNKETT'S INSURANCE INDUSTRY ALMANAC 2011 CONTENTS A Short Insurance Industry Glossary x Introduction 1 How to Use This Book 3 Chapter 1: Major Trends Affecting the Insurance Industry 7 1) Introduction to the Insurance Industry 7 2) Aging Populations Create Challenges and Opportunities for the Insurance Industry 10 3) Sophisticated Risk Management and Prevention Programs Lead to Lower Losses 11 4) Risk Managers Seek Certification 11 5) Independent Agencies Continue to Dominate Commercial Insurance, but Play a Lesser Role in Personal Lines 12 6) Insurance Direct Selling and E-Commerce Grow 12 7) Technology Drives Efficiencies in Back Office Tasks, Underwriting, Agency Networks and Customer Service 13 8) Homeowner's Insurance Passes More Risk to the Policy Holders and Relies on Sophisticated Risk Analysis Tools to Set Rates 15 9) Insurance Industry Mergers and Acquisitions Continue After the Financial Crisis 16 10) No End in Sight to the Growth of Specialized Insurance Lines 17 11) Annuity Account Managers Create New Product Strategies 17 12) Major U.S., Japanese and European Insurance Firms See Vast Promise in the Chinese and Southeast Asian Market 18 13) Insurance Firms Target Markets in Emerging Nations 19 14) Continued Rise in Health Care Costs 19 15) U.S. Health Care Reform Act of 2010 Set to Bring Big Changes 20 16) Employers Push Health Care Costs onto Employees/On-Site Clinics Begin to Appear 21 17) Malpractice Suits Are Blamed for Rising Health Care Costs/Tort Reform Is Capping Awards for Damages 22 18) Hedge Funds Enter the Reinsurance Field in a Big Way 24 19) Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars 24 20) Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $16 Trillion 26 21) 2010 Reform Act Increases Regulation of Financial Industry, including Banks, Investment Companies and Insurance Firms 27 Chapter 2: Insurance Industry Statistics 29 Insurance Industry Overview 30 Major Insurance-Related Merger & Acquisition Deals, U.S.: 2009 31 Top 25 Global Insurance Companies by Revenues: 2009 32 Top 20 Global Property & Casualty Insurance Companies by Revenues: 2009 33 Assets & Liabilities of U.S. Property-Casualty Insurance Companies: 2004-2nd Quarter 2010 34 Typical U.S. Automobile Insurance Costs, per Year: 2010 35 Top 20 Global Life Insurance Companies by Revenues: 2009 36 Assets & Liabilities of U.S. Life Insurance Companies: 2004-2nd Quarter 2010 37 Employers' Costs for Health Insurance, Amount & Percent of Total Compensation, U.S.: Selected Years, 2005-2009 38 The Nation's Health Dollar: 2011, Where It Came From (Estimated) 39 People without Health Insurance for the Entire Year, U.S.: 2008-2009 40 Number & Percent of Persons of All Ages with and without Health Insurance Coverage, U.S.: 1999-2009 41 Number & Percent of Persons of All Ages without Health Insurance Coverage, by Race/Ethnicity, U.S.:2002-2009 42 Number & Percent of Persons without Health Insurance Coverage, by Age Group, U.S.: 1999-2009 43 Number & Percent of Persons without Health Insurance Coverage, by Age Group & Sex: U.S.: 2009 44 Affordable Care Act Overview 45 Medical Care Benefits in the U.S.: Access, Participation and Take-Up Rates, March 2010 47 Retirement Benefits in the U.S.: Access, Participation and Take-Up Rates, March 2010 48 Life Expectancy at Age 65, U.S. 49 Employment in the Insurance Industry, U.S.: 2002-2009 50 Employment & Earnings in Insurance Industry Occupations, U.S.: May 2009 51 Chapter 3: Important Insurance Industry Contacts 52 (Addresses, Phone Numbers and Internet Sites) Chapter 4: THE INSURANCE 300: Who They Are and How They Were Chosen 73 Industry List, With Codes 74 Index of Rankings Within Industry Groups 75 Alphabetical Index 84 Index of Headquarters Location by U.S. State 87 Index of Non-U.S. Headquarters Location by Country 90 Index by Regions of the U.S. Where the Firms Have Locations 92 Index by Firms with International Operations 102 Individual Data Profiles on Each of THE INSURANCE 300 104 Additional Indexes Index of Hot Spots for Advancement for Women/Minorities 430 Index by Subsidiaries, Brand Names and Selected Affiliations 432