Introductory Guidance to Insurance Under Building Contracts

Aims to outline the philosophy behind building insurance clauses, with particular emphasis on the JCT forms of contract, and indicates how they deal with the various eventualities. There is also guidance on insurance under the GC Works Forms of Contracts and Subcontractor's insurance.

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The standard building contracts published by the Joint Contracts Tribunal cover a wide range of building project types, from minor works carried out by a jobbing contractor to multi-million point design and building projects. Liability insurance is always a central requirement in any project. This guidance note aims to outline the philosophy behind building insurance clauses, with particular emphasis on the JCT forms of contract, and indicates how they deal with the various eventualities. There is also guidance on insurance under the GC Works Forms of Contracts and Subcontractor's insurance. In addition, it covers associated building insurance matters, such as performance bonds and professional indemnity insurance.