Social Purpose, Commercialization, and Innovations in Microfinance

Md Aslam Mia is currently Senior Lecturer at the School of Management, Universiti Sains Malaysia, Penang, Malaysia. He holds a doctoral degree in economics (research area: microfinance) from the Universiti Malaya, Kuala Lumpur, Malaysia. Dr. Mia has published over 35 research articles and chapters in internationally reputed peer-reviewed journals/publishers. Most of his work is related to microfinance, such as productivity and efficiency, market structure, mission drift, risk-taking, gender diversity, and multiple borrowing. In addition to that, he has also presented his research findings in over 20+ national and international conferences/seminars (during the last six years) held in Thailand, Hong Kong, Sri Lanka, China, Japan, South Korea, Indonesia, India, Malaysia, and Bangladesh. As he believes in the principle of ‘sharing is caring,’ Dr. Mia has conducted over 25+ workshops/seminars on various research issues/techniques/tools in Bangladesh, Indonesia, and Malaysia. Due to his significant contribution in research and publication, Dr. Mia received the “Ph.D. Candidate with Highest Impact Publications" award by the Universiti Malaya in 2018.

Introduction.- Social Purpose, Commercialization, and Innovations in Microfinance: A Theoretical and Practical Perspective.- A Systematic Overview of Innovations in Microfinance: Operational, Institutional and Product Innovation.- Funding structure in the Global Microfinance Industry: How does it affect Dual mission of MFIs?.- How Product Innovations, Process Innovation and Lending Mechanisms affects Cost Sustainability of MFIs?.- Productivity, Technological Change and innovations in MFIs: An Application of Data Envelopment Analysis.- Mission Drift in MFIs: Can Efficiency Wage mitigate the problem?.- Conclusion.