Democracy Declined
University of Chicago Press (Verlag)
978-0-226-71165-2 (ISBN)
In Democracy Declined, Mallory E. SoRelle argues that the failure of federal policy makers to curb risky practices can be explained by the evolution of consumer finance policies aimed at encouraging easy credit in part by foregoing more stringent regulation. Furthermore, SoRelle explains how angry borrowers’ experiences with these policies teach them to focus their attention primarily on banks and lenders instead of demanding that lawmakers address predatory behavior. As a result, advocacy groups have been mostly unsuccessful in mobilizing borrowers in support of stronger consumer financial protections. The absence of safeguards on consumer financing is particularly dangerous because the consequences extend well beyond harm to individuals—they threaten the stability of entire economies. SoRelle identifies pathways to mitigate these potentially disastrous consequences through greater public participation.
Mallory E. SoRelle is assistant professor of public policy at the Sanford School of Public Policy at Duke University and has contributed to popular politics and current events blogs like the Washington Post's Monkey Cage and Scholars Strategy Network.
List of Abbreviations
1. Democracy Declined: The Failed Politics of Consumer Financial Protection
2. Full Disclosure: Building the U.S. Political Economy of Credit
3. “Storming Mad” but Staying Home: Depoliticizing the American Borrower
4. The “Horseless Headmen”: Consumer Groups and the Challenge of Political Mobilization
5. Democratization and Its Discontents: Demobilizing Marginalized Borrowers
6. Race to the Bottom: Administrative Rulemaking in the Political Economy of Credit
7. A New Lease? The Uncertain Political Future of Consumer Financial Protection
Acknowledgments
Data Appendix
Notes
References
Index
Erscheinungsdatum | 24.11.2020 |
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Reihe/Serie | Chicago Studies in American Politics |
Zusatzinfo | 72 line drawings, 19 tables |
Sprache | englisch |
Maße | 152 x 229 mm |
Gewicht | 567 g |
Themenwelt | Sonstiges ► Geschenkbücher |
Sozialwissenschaften ► Politik / Verwaltung ► Politische Systeme | |
Sozialwissenschaften ► Politik / Verwaltung ► Staat / Verwaltung | |
ISBN-10 | 0-226-71165-X / 022671165X |
ISBN-13 | 978-0-226-71165-2 / 9780226711652 |
Zustand | Neuware |
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