Discrimination in Financial Services

Journal of Financial Services Research.- Detecting Discrimination in Mortgage Lending.- Using HMDA Data as a Regulatory Screen for Fair Lending Compliance.- Mortgage Lending, Race, and Model Specification.- Strategic Responses to Bank Regulation: Evidence from HMDA Data.- Issues in Redlining, Underwriting, and Pricing.- Mortgage Loans to Nonoccupants as an Indicator of Racial Redlining.- A Reconsideration of Discrimination in Mortgage Underwriting with Data from a National Mortgage Bank.- Discrimination Resulting from Overage Practices.- Models of Discrimination in Credit Markets.- Cultural Affinity and Lending Discrimination: The Impact of Underwriting Errors and Credit Risk Distribution on Applicant Denial Rates.- The Economics of Low-Income Mortgage Lending.- Do Black-Owned Banks Discriminate against Black Borrowers?.- Discrimination in Financial Services: Panel.- What Do We Know?.- What Do We Not Know?.- How Should We Proceed?.- Shadow Financial Regulatory Committee Statements.- Financial Economists Roundtable Statement on Risk Disclosure by Mutual Funds.