IDentity Series

Farnoosh Torabi is a personal finance expert, author and TV personality.  The New York Times calls her advice “perfectly practical.”   She is the author of  You’re So Money — Live Rich Even When You’re Not, a nationally acclaimed tell-all for young adults searching for financial independence.  Her latest  book, Psych Yourself Rich: Get The Mindset & Discipline You Need to Build Your Financial Life is an Amazon best-seller.     She is a highly sought-after speaker and frequent financial contributor to Yahoo! Finance and The Today Show. She currently hosts the Webby-nominated show “Financially Fit” on Yahoo!, the #1 personal finance web series, teaching everyday Americans how to boost earnings, save more and spend smart.  Farnoosh is also the resident financial expert on Remake America, a new Yahoo! series that showcases real families and real challenges.   Farnoosh's other media credits include SoapNet’s “Bank of Mom and Dad,” where she coached young women struggling with piles of debt. She was also a member of REAL SIMPLE. REAL LIFE., a makeover program on TLC, helping busy women better understand and manage their financial challenges. She's appeared on Good Morning America, Larry King Live, The View, Live with Regis and Kelly, The Nate Berkus Show, The CBS Early Show, CNN, MSNBC, Tyra, Anderson, The Gayle King Show and Fox News. In print, her work and advice has been featured in The New York Times, The Wall Street Journal, Time, Real Simple, Glamour, Marie Claire, Redbook, Cosmopolitan, Money, People, Entrepreneur, Newsweek/The Daily Beast, The Huffington Post, USA Today, The New York Daily News and The New York Post.   Farnoosh attended Pennsylvania State University, graduating as a Schreyer Honors scholar in finance and international business. She also holds an M.S. in journalism from Columbia University.   Visit her blog post titled “Three Tips for Educating Students About Their Personal Finances” at   http://www.pearsonlearningsolutions.com/blog/2011/06/01/three-tips-for-educating-students-about-their-personal-finances

Farnoosh’s Letter 

Introduction

 

Chapter 1 Obtaining Credit

·        Credit Cards on Campus: A Modern History   

·        Credit Cards: Ready, Set, Go. 

·        Choosing the Best Credit Card

Chapter 2 Your Financial Identity    

Your Credit Report

Your Credit Score

·        Boost Your Score

·        Credit FAQs

·        Protect Your Identity

Chapter 3 Smart Banking

Picking the Best Bank  

Bank With Awareness 

Chapter 4 Budgeting and Saving

·        Establishing a Budget

·        Your Student ID

·        Money Saving Apps

·        Protect Your Money

Chapter 5 Navigating Financial Aid

·        Private Versus Public

·        Postponing Student Loan Repayment   

·        Repaying Student Loans

·        Finish in Four Years

·        Avoid Financing College With Credit

·        Make Money in College

Chapter 6 Beyond Graduation

·        The Anatomy of a Real World Budget

·        Living With Family

·        Securing Health Care

Chapter 7 Resources