Plunkett's Insurance Industry Almanac

Jack W. Plunkett is CEO & Publisher of Plunkett Research, Ltd., a Houston-based provider of market research and industry information in printed and electronic formats. Plunkett's client list includes 5,000 leading corporations, universities and government agencies worldwide. Plunkett's research products are distributed electronically through subscriptions to its website, www.plunkettresearch.com, and around the globe by major booksellers and news distributors. Jack Plunkett's work has been widely covered by hundreds of magazines, newspapers and broadcast stations, including stories in USA Today and Inc. Magazine. Plunkett is frequently interviewed as an expert source by publications such as Newsweek, The Wall Street Journal. The New York Times and Investor's Business Daily, media outlets such as NPR's Marketplace, ABC, and CBS Marketwatch, as well as local and regional newspapers and national columnists.

PLUNKETT'S INSURANCE INDUSTRYALMANAC 2009CONTENTSA Short Insurance Industry Glossary iIntroduction 1How to Use This Book 3Chapter 1: Major Trends Affecting the Insurance Industry 71) Introduction to the Insurance Industry 72) Aging Populations Create Challenges and Opportunities for the Insurance Industry 93) Selling Insurance to Consumers in Discount Stores May Grow 104) Sophisticated Risk Management and Prevention Programs Lead to Lower Losses 105) Independent Agencies Continue to Dominate Commercial Insurance, but Play a Lesser Role inPersonal Lines 116) Insurance Direct Selling and E-Commerce Grow 117) Technology Drives Efficiencies in Back Office Tasks, Underwriting, Agency Networks andCustomer Service 138) Homeowner's Insurance Passes More Risk to the Policy Holders and Relies on Sophisticated RiskAnalysis Tools to Set Rates 149) Insurance Industry Reform May Be on the Horizon 1510) Insurance Industry Mergers and Acquisitions Continue 1611) No End in Sight to the Growth of Specialized Insurance Lines 1612) Variable Annuity Accounts Top $1.4 Trillion in the U.S., While Costs and Sales Practices areScrutinized 1713) Major U.S., Japanese and European Insurance Firms See Vast Promise in the Chinese Market 1814) Insurers Target Developing Markets 1815) Continued Rise in Health Care Costs 1916) Employers Push Health Care Costs onto Employees 2017) Health Savings Accounts and Health Reimbursement Accounts Put Responsibility on the Patient 2118) Malpractice Suits Are Blamed for Rising Health Care Costs/Tort Reform Is Capping Awards forDamages 2219) Medicare Changes Include Drug Benefits for Seniors/Medicare Advantage Offers Private Fee forService Plans 2320) Hedge Funds Enter the Reinsurance Field in a Big Way 2421) Credit Default Swaps (CDS) Saor into the Trillions of Dollars 25Chapter 2: Insurance Industry Statistics 26Insurance Industry Overview 27Top Ten Insurance-Related Merger & Acquisition Deals, U.S.: 2007 28Top 25 Global Insurance Companies by Revenues: 2007 29Top 10 U.S.-Based Publicly-Traded Insurance Companies by Revenues: 2007 30Top 20 Global Property & Casualty Insurance Companies by Revenues: 2007 31Assets & Liabilities of U.S. Property-Casualty Insurance Companies: 2002-2nd Quarter 2008 32Typical U.S. Automobile Insurance Costs per Year: 2008 33Top 20 Global Life Insurance Companies by Revenues: 2007 34Assets & Liabilities of U.S. Life Insurance Companies: 2002-2nd Quarter 2008 35Top 20 Global Health Insurance Companies by Revenues: 2007 36Employers' Costs for Health Insurance, Amount & Percent of Total Compensation, U.S.: SelectedYears 2003-2007 37The Nation's Health Dollar: 2008 Where It Came From (Estimated) 38People without Health Insurance for the Entire Year, U.S.: 2006-2007 39Percent of Persons under Age 65 Years without Health Insurance Coverage, by Age Group & Sex:U.S.: 2007 40Percent of Persons under Age 65 with Public Health Plan Coverage & Private Health InsuranceCoverage by Age Group, U.S.: 1997-2007 41Medicare Deductible, Co-Payment & Premium Amounts: 2009 42Employment in the Insurance Industry, U.S.: 2001-2007 44Employment & Earnings in Insurance Industry Occupations, U.S.: May 2007 45Chapter 3: Important Insurance Industry Contacts 46(Addresses, Phone Numbers and Internet Sites)Chapter 4: THE INSURANCE 300:Who They Are and How They Were Chosen 65Industry List, With Codes 66Index of Rankings Within Industry Groups 68Alphabetical Index 76Index of Headquarters Location by U.S. State 79Index of Non-U.S. Headquarters Location by Country 82Index by Regions of the U.S. Where the Firms Have Locations 84Index by Firms with Operations Outside the U.S. 93Individual Data Profiles on Each of THE INSURANCE 300 96Additional IndexesIndex of Hot Spots for Advancement for Women/Minorities 425Index by Subsidiaries, Brand Names and Selected Affiliations 427