Sorting Out Your Finances For Dummies

Melanie Bien is a Director at Savills Private Finance and is the former personal finance editor for the Independent on Sunday . She has been writing about property and personal finance for a variety of national newspapers, magazines and websites for over a decade.

Introduction. Part I: Organising Your Finances. Chapter 1: Exploring the Basics. Chapter 2: Taking Stock of Your Financial Goals and Seeking Advice. Chapter 3: Choosing the Best Current Account for You. Chapter 4: Guarding Against the Unknown: Insurance. Part II: Dealing with Debt. Chapter 5: Seeing Red: Tackling Your Overdraft. Chapter 6: Flexing the Plastic: Choosing a Credit Card. Chapter 7: Navigating Personal Loans. Chapter 8: Avoiding Credit Nasties and Getting Out of Debt. Part III: Building Up Savings and Investments. Chapter 9: Saving for a Rainy Day. Chapter 10: Making the Most of Tax-Free Savings and Investments. Chapter 11: Building Up an Investment Portfolio. Chapter 12: Finding Safety in Numbers with Collective Funds. Chapter 13: DIY Investing: Opting for Shares. Chapter 14: Safe as Houses: Choosing a Mortgage. Part IV: Taking Care of the Future. Chapter 15: Planning for Retirement and Beyond. Chapter 16: Getting to Grips with Company Pensions. Chapter 17: Examining Personal Pensions and Stakeholder Schemes. Chapter 18: Coping in Retirement. Part V: The Part of Tens. Chapter 19: Ten Tips to Get Out of Debt and Save Cash. Chapter 20: Coping with Ten Events Life May Throw at You. Chapter 21: Ten Golden Rules for Sorting Out Your Finances. Appendix: Resources. Index.