Financial Technology

Niels Pedersen is a Senior Lecturer on the MSc Financial Technology programme at Manchester Metropolitan University, UK, and a regular conference speaker on fintech. As a Chartered Accountant (ICAEW), he worked at PwC and the Financial Services Authority before coming to academia.

Chapter - 01: Networks, APIs and fintech banking platforms – How technology is decentralizing finance;
Chapter - 02: Disruption and disintermediation – How financial innovation and cloud computing gave birth to the fintech revolution;
Chapter - 03: Behavioural economics and experience design – How to optimize user engagement;
Chapter - 04: Artificial intelligence and automation in fintech – AI and machine learning in practice;
Chapter - 05: Bitcoin, blockchain and cryptocurrencies – The applications of distributed ledger technology in finance;
Chapter - 06: Digitizing the price mechanism – The impact of automation and social media on financial markets;
Chapter - 07: Financial crime, cybersecurity and risk management – Pitfalls and opportunities in fintech;
Chapter - 08: Regtech and regulatory compliance – Financial regulation in a fintech context;
Chapter - 09: Looking to the future – Optimization, decentralization and personalization;

"Pitched against the backdrop of an evolving digital economy witnessing unprecedented innovation, change and societal challenges, this book captures key aspects of the fluid fintech landscape while adding to the growing body of knowledge in this emergent field."

"A relevant, fresh and enlightening read for both seasoned finance veterans as well as those new to finance and fintech innovation."

"Niels accurately captures the key elements that contribute to innovation in the financial technology ecosystem, making this publication relevant to anyone who has an interest in the sector."