Mortgages 101 (eBook)

Everything you need to know before you borrow. Updated to reflect the enormous changes in the mortgage market in recent years, Mortgages 101 is the all-in-one reference you’ve been looking for. Covering a wide range of topics—from negotiating the best deal to saving on closing costs—this revised third edition provides the latest information on everything you need to know before you sign on the dotted line.

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Questions about the mortgage process seem so complex and intimidating, yet they must be worked through achieve the American Dream of home ownership. Thankfully, this guide eliminates the confusion and stress with clear-cut answers to all your questions.How much house can you afford (or not afford)? Is every mortgage loan the same, or are there specifics to look for that meet your individual needs? How can you increase your chances of getting those almost unbelievable rates you see banks advertising? Is there any end to the paperwork? Because unless you're sitting on a pile of cash, chances are you'll need to take out a mortgage when you're ready to buy your next home.In Mortgages 101, you will find the latest information on:Application proceduresOnline lendersNew loan and government programsQualifying requirementsZero-down optionsGuidelines for self-employed borrowersIn this one-stop reference, find everything you need to know from a wide range of mortgage topics. From negotiating the best deal to saving on closing costs, Mortgages 101 supplies the answers and assistance for everything you need until the day you walk through your new front door!