Property for Life (eBook)

Mark Armstrong and David Johnston are Directors of Property Planning Australia, a company that develops property, finance and financial planning strategies for local, interstate and overseas clients. They are prominent and respected commentators on property and finance issues, with regular appearances in The Age, Sunday Age, Australian Property Investor magazine and Your Mortgage magazine. Mark and David also work in partnership with Victoria University, lecturing on the principles of property investment. Mark holds a Bachelor of Business (Accounting) from RMIT University, is a Certifi ed Practising Accountant and member of the Real Estate Institute of Victoria. He lives in Melbourne with his wife Libby and three children Jack, Ben and Emily. David holds a Bachelor of Applied Science from Deakin University, is an accredited member of the Mortgage and Finance Association of Australia and also sits on the Association's Victorian State Brokers Committee. He grew up in country Victoria and came to Melbourne 15 years ago to pursue education, sporting and business endeavours. Fiona Marsden is a professional writer with extensive experience in property and fi nancial services. She has contributed to several books and written articles for The Age, Sunday Age and Australian Property Investor magazine.

About the authors vii

Introduction ix

1 Getting a foot in the door 1

2 Hitting the market 21

3 Taking the next step 43

4 Moving on up 59

5 Managing your fi nances through life's changes 79

6 Time to invest 93

7 Selecting a high-growth asset 115

8 Consolidation and review 137

9 Selecting an income-driven asset 155

10 Fulfi lling the dream 173

Index 183