Banking Law

Andreas Kokkinis is Senior Lecturer in Corporate Law and Financial Regulation at the University of Birmingham. Before that he was an Associate Professor at the University of Warwick, and he has also taught at University College London (UCL) and the University of Kent. He holds a PhD from UCL (2014), an LLM (Master of Laws) from the London School of Economics (2009) and an LLB from the National University of Athens (2008). Andrea Miglionico is Lecturer in Banking and Finance Law at the University of Reading. Prior to joining Reading he was an Associate Lecturer, a Research and Teaching Fellow at the Centre for Commercial Law Studies (CCLS) at Queen Mary University of London. He received his LLM from the London School of Economics and his PhD from Queen Mary University of London.

Part I: Banks and their regulators. 1. The banking system; 2. Systemic risk and systemic stability in the prudential banking framework; 3. The regulatory architecture of the UK banking system. Part II: The business of banks. 4. EU harmonisation of the banking regulatory framework; 5. The relationship between banks and customers; 6. Business conduct regulation and financial consumer protection; 7. Accounts and payment methods; 8. Clearing and settlement process; 9. Business and consumer lending; 10. Money laundering and terrorist financing. Part III: Preventing banking crises. 11. Regulation of bank capital and liquidity; 12. The regulation of bank corporate governance, executive remuneration and senior managers accountability; 13. FinTech and automation in banks. Part IV: Managing bank failures. 14. UK banking resolution and the EU Single Resolution Mechanism; 15. Deposit insurance and banking stability; 16. The regulation of non-performing loans; 17. The impact of Brexit on the banking sector; Post scriptum: temporary modifications to banking law and regulation in response to the Covid-19 public health emergency