Concepts, Technologies, Challenges, and the Future of Web 3

Pooja Lekhi (Ph.D.) is a proficient professional with over nine years of experience in teaching and research within the business administration field, specializing in finance. She currently holds the positions of Vice Chair in the Department of Quantitative Studies and finance professor at University Canada West. Backed by a strong academic foundation and a comprehensive grasp of effective pedagogical and assessment methodologies, she adeptly communicates intricate technical and financial concepts with clarity. Her instructional responsibilities embrace both management and finance courses. She possesses a Ph.D. in business administration (finance) and a master's in business administration (finance) from Punjab Technical University in India. Her contributions numerous published research articles, magazine pieces, and book reviews. Moreover, she's frequently cited in various international media outlets, including Express.co.uk, capital.com, and currency.com. Her research interests span analyzing asset quality management practices in banks, evaluating banks' loan and investment portfolios, along with exploring cryptocurrencies and financial technologies. Guneet Kaur a distinguished professional, brings a wealth of expertise from academia and industry. As the FinTech editor for Cointelegraph's Cryptopedia Section, she thrives in the blockchain, crypto, and fintech landscape, with over 5 years of experience. Presently pursuing a professional doctorate in data science at the prestigious University of Stirling, Guneet's research delves into the pressing topic of privacy concerns associated with CBDCs. Guneet's notable accomplishments include securing distinction in her MSc in Financial Technology (Fintech) from the University of Stirling, Scotland along with holding a gold medalist MBA in Finance & Marketing from Guru Nanak Dev University, India. During her tenure at an IT company, which she joined after completing MBA, Guneet not only honed her skills but also excelled as a Global Client Partner and Business Manager for the APAC region, all while securing a funded scholarship for a Singapore training trip in 2016. Additionally, Guneet has co-edited books, authored book chapters published by IGI Global. Moreover, she has also served as an assessor for blockchain courses by The Economist, and as head coach for blockchain and crypto-related courses by the Institute for Management Development, Switzerland. She is a sought-after speaker and has presented at conferences and events worldwide. Her research interests encompass digital finance, blockchain, Central Bank Digital Currencies (CBDCs), cryptocurrencies, monetary policy, and financial technologies.