The New Health Insurance Solution - Paul Zane Pilzer

The New Health Insurance Solution

How to Get Cheaper, Better Coverage without a Traditional Employer Plan
Buch | Hardcover
336 Seiten
2005
John Wiley & Sons Inc (Verlag)
978-0-471-74715-4 (ISBN)
23,22 inkl. MwSt
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Since 1945, most Americans have received health insurance directly from their employer. That is about to change. Starting this autumn, employers will be telling millions of employees to "buy your own health insurance, and we will pay for it.
You no longer need a traditional employer plan to get good, affordable health insurance.
The New Health Insurance Solution can help you cut your health insurance costs in half if: * Youa re self--employed, an independent contractor, or your employer doesna t provide health insurance (you can probably get coverage on your own for about $94/month--a fraction of what an employer would have to pay for the same coverage) * You are employed and pay extra to cover your spouse or children under your employer--sponsored plan--you may save 50% by taking them off your employer plan * You own a small business and are getting killed by double--digit premium increases--you can now give employees tax--free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: * You cana t find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) * Youa re currently putting money into an IRA or a 401(k)--because you dona t realize that an HSA is always a better option * Youa re unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare--including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care--without an employer.
PAUL ZANE PILZER is a world--renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award--winning adjunct professor at NYU, and a New York Times bestselling author.

PAUL ZANE PILZER is a world--renowned economist, and a former advisor in two White House administrations, as well as an entrepreneur, and a New York Times bestselling author. A former commentator on NPR and CNN, he is also the cofounder of a company providing individual health benefits to employees of Fortune 500 companies. His previous books include the New York Times bestseller God Wants You to Be Rich, The Wellness Revolution, Other Peoplea s Money, and Unlimited Wealth. See www.paulzanepilzer.com for more information. For more information on this book, see www.tnhis.com.

EXECUTIVE SUMMARY: NEW HEALTH INSURANCE SOLUTIONS FOR INDIVIDUALS, FAMILIES, SELF--EMPLOYED, AND BUSINESSES. PREFACE. ACKNOWLEDGMENTS. PART I: How to Better Protect Your Family While Saving $5,000+ Each Year: Savvy and Affordable New Health Insurance Strategies. CHAPTER 1. You Are One Serious Illness Away from Bankruptcy: The Huge Gaps in Your Employer's Health Insurance Plan. CHAPTER 2. Why Buying Your Own Health Insurance Is Better, Cheaper, and Safer Than Your Company Plan. CHAPTER 3. Your Legal Rights to Health Insurance When You Lose Your Job or Change Jobs: ERISA, COBRA, and HIPAA. CHAPTER 4. How to Buy Your Own Low--Cost, High--Quality Health Insurance Policy. CHAPTER 5. The Best Options for Employees with a Good Company Plan: High Deductibles, Disability, Cafeteria Plans, FSAs, and HRAs. CHAPTER 6. Health Savings Accounts: Why You Should Fully Fund Your HSA before Putting Even $1 in Your IRA or 401(k) ... and How to Build a $500,000+ HSA Nest Egg. CHAPTER 7. What to Do if You or a Family Member Has a Major Health Problem. CHAPTER 8. How to Get Affordable Medical Care When You Are Over 55: Early Retirement, Medicare, and Long--Term Care. CHAPTER 9. How to Save 10 to 75 Percent on Your Prescription Drugs. CHAPTER 10. How to Be a Smart Healthcare Shopper, Stay Healthy, and Keep the Savings. PART II: How Businesses Can Fix Their Health Insurance Nightmare and Still Hire Great Employees. CHAPTER 11. How Employers Can Save 50 Percent by Giving Employees Tax--Free Dollars to Buy Their Own Health Insurance: Defined Contribution Health Benefits. CHAPTER 12. HSA Plans for Employers: Why Every Employer Should Encourage Tax--Free Employee Contributions to HSAs. CHAPTER 13. HRAs for Employers: How to Use HRAs to Save $2,000 to $6,000 per Employee Each Year While Getting Your Employees Better Health Insurance. EPILOGUE: The Future of Affordable Health Insurance in America-Who Wins and Who Loses? APPENDIX A: State--by--State Guide to Individual/Family Health Insurance Costs. APPENDIX B: How Americans Get Health Insurance Today ... and What about the 45 Million Uninsured? NOTES. INDEX. ABOUT THE AUTHOR.

Erscheint lt. Verlag 23.9.2005
Verlagsort New York
Sprache englisch
Maße 161 x 231 mm
Gewicht 546 g
Einbandart gebunden
Themenwelt Sachbuch/Ratgeber Beruf / Finanzen / Recht / Wirtschaft
Betriebswirtschaft / Management Spezielle Betriebswirtschaftslehre Versicherungsbetriebslehre
ISBN-10 0-471-74715-7 / 0471747157
ISBN-13 978-0-471-74715-4 / 9780471747154
Zustand Neuware
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