12 Ways to Retire on Less

Using checklists, questions, and practical tips, Harriet Edleson walks readers through 12 steps to planning and preparation for retirement that work with any budget and focus on the resources at hand. Not ever retiree will have an enormous nest egg, but every retiree would like to be comfortable, secure, and happy.

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Learn how to save and prepare for retirement no matter your age or your income.



12 Ways to Retire on Less offers a roadmap for anyone seeking financial security and peace of mind for their retirement years ahead, regardless of savings or income in the present moment.

In a time when fewer retirees have the kind of pension many of their parents had, those looking to retire can be especially vulnerable. But here, the author outlines those steps people can take to ensure their security and enjoy those activities they look forward to in the future. Offering case studies and actionable steps in the form of bullet points, questions and lists, the book focuses on the importance of planning and analyzing one’s total financial picture in the context of goals, hopes, and dreams.