Property Insurance

This is a basic guide to property insurance which enables surveyors to achieve a better understanding of the protection afforded by insurance. It includes a useful appendix on risk management in giving advice to clients on insurance matters.

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Holders of property will normally wish to place themselves in a position to reinstate the property in the case of damage resulting from an insurable risk. The chartered surveyor has an important part to play as the specialist advisor on the assessment of values to be covered and the risks against which the property should be insured. The aim of this "Guidance Note" is to provide a basic guide to property insurance, and to enable surveyors to achieve a better understanding of the protection afforded by insurance. It also includes a useful appendix on risk management in giving advice to clients on insurance matters. This publication is part of a series on insurance matters which includes "Introductory Guidance to Insurance Under Building Contracts" and "Reinstatement Cost Assessment and Insurance Claims".