No Benefit

Investigates the causes of the health insurance industry's problems in the United States and analyzes the social effects of the growing crisis.

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The private health insurance industry, holding more than half the assets of America's banks, is unable to provide nearly 40 million Americans with basic health care. Relying on data from a wide range of publications about this secretive industry, Lawrence D. Weiss investigates the causes of the industry's problems and analyzes the social effects of the growing crisis. The causes include excessive overhead costs, widespread inefficiency, and exemptions from antimonopoly regulations; the social effects include small businesses' inabilities to provide adequate coverage for their employees, the reluctance of many carriers to insure certain social groups, and the disproportionate burden on minorities. Addressing these dilemmas, Lawrence Weiss offers an analysis of the health insurance crisis in America.