Insurance Law Handbook

Noleen John is a corporate and regulatory insurance lawyer based in London, and a partner at Norton Rose Fulbright. Noleen has experience of most legal and regulatory issues relating to the day to day running and management of insurance companies. Noleen often advises in connection with the PRA's prudential requirements (which now include the Solvency II rules on capital and investments), the regulatory aspects of with profits business, outsourcing requirements, the sale of offshore insurance bonds and unfair terms in insurance contracts. Laura Hodgson is a senior knowledge lawyer at Norton Rose Fulbright. As the senior knowledge lawyer for the insurance team Laura’s primary responsibility is to keep track of regulatory developments and update fee earners and clients on developments in insurance law and regulation. Laura is also responsible for training in the insurance team. Charlie Weston-Simons is a litigation and dispute resolution lawyer at Norton Rose Fulbright. He acts on a wide range of contentious matters, with a particular focus on insurance issues, M&A disputes, professional negligence and cyber litigation. He also advises on insurance policy wordings and the structuring of insurance and reinsurance programmes.

Part 1 – The Insurance Contract
Chapter 1: Contract of insurance
Chapter 2: Terms in insurance contracts
Chapter 3: Duration of insurance contracts
Chapter 4: Insurable interest
Chapter 5: Premiums
Chapter 6: Policyholder duties
Chapter 7: Policyholder protection
Chapter 8: Global insurance programmes

Part 2 – The Parties
Chapter 9: Brokers
Chapter 10: Underwriting agencies
Chapter 11: Lloyd’s
Chapter 12: Insurance companies

Part 3 – The Claim
Chapter 13: Causation
Chapter 14: Claims
Chapter 15: Valuation of loss
Chapter 16: Subrogation and assignment
Chapter 17: Co-insurance
Chapter 18: Double insurance and contribution
Chapter 19: Average
Chapter 20: Third Parties (Rights Against Insurers) Act 2010

Part 4 – Dispute Resolution
Chapter 21: Arbitration
Chapter 22: Court proceedings
Chapter 23: Alternative dispute resolution

Part 5 – Specific Types of Insurance
Chapter 24: All risks insurance
Chapter 25: Aviation insurance
Chapter 26: Buildings and property insurance
Chapter 27: Construction risks insurance
Chapter 28: Crime insurance
Chapter 29: Cyber insurance
Chapter 30: Directors’ and officers’ liability
Chapter 31: Employers’ liability insurance
Chapter 32: Environmental insurance
Chapter 33: Goods in transit insurance
Chapter 34: Legal expenses insurance
Chapter 35: Marine insurance
Chapter 36: Motor vehicle insurance
Chapter 37: Product liability insurance
Chapter 38: Professional indemnity insurance
Chapter 39: Public liability insurance
Chapter 40: Reinsurance
Chapter 41: War risks and related perils

Part 6 – Regulatory Matters
Chapter 42: Regulation of insurance companies
Chapter 43: Regulation of sales of insurance products
Chapter 44: Insurance business transfers under the Financial
Services and Markets Act 2000
Index