How to Get the Best Home Loan

My Father Said He Never Had to Go Through This!. The Secondary. Market. Making the Payments--Avoiding Deficit Spending. L-T-V (Loan-To-Value) Means R-E-S-P-E-C-T. Loan Types--The ABCs of FRMs, ARMs, GPMs, GEMs, FHAs, and VAs. The Appraisal. The Different Types of Properties. Interest Rates, Points, and Lock-Ins. The Types of Lenders. Closing Costs--The Bottom Line. Refinancing Your Mortgage. Written Disclosure to the Borrower. The Loan--Now That I Have It, What Is It?. Qualifying Yourself--Everyone Is Different. The Maximum Loan Amount. Using Your High School Math. If You are Turned Down for the Loan. Summary--Caveat Emptor. Appendix Forms. Glossary. Index.