Inclusive Finance

Alessandro Hatami is founder and managing partner of Pacemakers.io. He has been driving digital innovation for over 15 years at organizations such as Lloyds Banking Group, PayPal UK, PayPoint.net and GE Capital. He is a non-exec director of Cashplus Bank, mentor to fintech start-ups, investor in early-stage tech companies and frequent speaker at events. His book Reinventing Banking and Finance, also published by Kogan Page, was rated Best Overall Book on Banking of 2021 by Investopedia.com. Meaghan Johnson is a fintech research and consultant with an interest in using emerging technologies and business models to increase financial inclusion. She is the co-founder of 11:FS and Digital Mags and the Chief Strategy Officer at Bazara Tech. She is a PhD candidate in political science at the University of Aveiro.

Chapter - 01: Introduction;


Section - ONE: What is wrong with the system?;


Chapter - 02: Why is modern banking socially broken?;
Chapter - 03: The role of banking in everyones’ lives- what is offered vs what is needed;
Chapter - 04: The importance of payments;
Chapter - 05: The role of credit-the role potential of affordable lending;
Chapter - 06: Protecting wealth from savings to investments, pensions and insurance;
Chapter - 07: The bank as a trusted advisor- is this still true?
Chapter - 08: The fears of inclusive finance- are the fears of the banks and regulators justified?


Section - TWO: How do we fix finance?


Chapter - 09: How Fintech is fighting social exclusion and what more it could do;
Chapter - 10: The Fintech social champions- stories and case studies of businesses using Fintech to improve society;
Chapter - 11: What can be done to support this transformation?;
Chapter - 12: Business Models - How financial inclusion could become a viable business strategy for a financial services business;
Chapter - 13: The future and beyond;
Chapter - 14: Closing remarks;
Chapter - 15: Resources